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Tough Negotiator? Covered California Chief Says The Fewer Health Insurers The Better

Covered California Chief Peter Lee has claimed that the state doesn’t need health insurance premium regulation because Covered California is a tough negotiator with the health plans.

A study out yesterday casts doubt on that proposition as researchers reported that Covered California health insurance plans have among the narrowest doctor networks in the nation – the 4th worst record.  

Hidden Covered California Costs And Delaying Medical Care

While Covered California bathes in the glow of positive press today for only increasing its 2016 rates by 4 percent on average, what few are mentioning is that healthcare costs are slowly shifting from employers and insurance companies to policyholders. The hidden costs, like deductibles and out-of-network expenses, are forcing policyholders to dig into their own pockets to pay for medical care. 
 

Policyholders Struggle to Pay Covered California Premiums

A Kaiser Family Foundation survey showing that 44 percent of Covered California policyholders have difficulty paying health insurance premiums is yet more evidence that California needs health insurance rate regulation. 

In addition to cost hardships for those currently insured, more than 40 percent of uninsured adults said they don’t have insurance because of the high cost of coverage, the report added.

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