Rate Regulation

Surprise! Insurance Industry Hands Revealed Behind Prop 103 Attack

California consumers and small business owners saved $246 million dollars on their insurance in 2016 thanks to public rate challenges brought by Consumer Watchdog under insurance reform initiative Proposition 103.

Is Aetna Lazy, or just Greedy?

The Department of Insurance held a hearing this morning into the proposed $37 billion merger of health insurance giants Aetna and Humana. Aetna is seeking to expand its market share the lazy way by buying up competitors instead of gaining customers the old-fashioned way: by having the best product. 

Was Health Net-Centene Merger Approval A One-Off, Or Tone-Setting for Anthem, Aetna Deals?

Did California regulators' approval of the Centene and Health Net merger give a preview of how reviews of Anthem's proposed consolidation with Cigna will go down? Let's hope not. Conditions for Health Net were a world away from what regulators will find in the Anthem-Cigna deal. (More on those hearings here.)  
 

CA Senator Kills Health Insurance Regulation, Now Look - Unreasonable Rates

Only a politician would promise to protect consumers from a problem he caused.  
 

Alarming Study Should Push CA Lawmakers to Get Serious About Rate Regulation

Since 2012, health insurance companies have imposed more than $300 million in rate hikes deemed by the California regulators to be excessive and unjustified. In addition to these actual higher premiums, shrinking physician networks, fewer benefits, increasing out-of-network charges and soaring deductibles have become the hidden premium hike for health insurance that an increasing number of consumers simply can't afford. 
 

State Regulators Defenseless In the Face of Aetna Premium Hikes

Aetna is ending the year just like it started, with state regulators saying the insurance company has hiked premiums excessively, and there is nothing they can do about it. 
 

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